EMV Contactless Specifications for Payment Systems. Book C-3. Kernel 3 Specification. Version 2.3

EMVCo, February 2013. — 203 p.General
ScopeAudienceVolumes of the Contactless Specifications
Reference Materials
Terminology
Flowcharts
Format of Indicators
Outcomes
Overview
Overview of the Kernel 3 Approach
EMV Mode Configuration
Mag-Stripe Mode Configuration
Kernel 3 Processing Overview
New Transaction Processing Sequence
Integrated Data Storage Processing Sequence
Issuer Update Processing
Requirements in Support of Kernel 3
POS System Assumptions
Messaging Requirements in Support of Kernel 3
Reader Configuration Requirements
Processing Requirements in Support of Kernel 3
Overall Processing Requirements
General Requirements
End Application
Display Available Offline Spending Amount
New Transaction, Integrated Data Storage or Issuer Update Processing
New Transaction Kernel Requirements
Dynamic Reader Limits (DRL) Functionality
Initiate Application Processing
Read Application Data
Card Read Complete
Processing Restrictions
Offline Data Authentication
Cardholder Verification
Online Processing
Offline Completion
Issuer Update Processing Reader Requirements
Issuer Update Processing Commands
Issuer Update Processing
Integrated Data Storage Requirements
Read IDS Records
Initiate Application Processing for IDSAnnex A Kernel 3 Data Elements
Annex B Online Messages and Clearing Records
Annex C Fast Dynamic Data Authentication (fDDA)
Annex D Supported Commands
Annex E Creating Track 1 and Track 2
Annex F Integrated Data Storage Implementation Overview
Annex G Glossary